Buying a home here in the Venice and Nokomis area, just like anywhere else, can be an overwhelming process. From financing, to negotiating, to closing, there are a lot of moving pieces that can leave homebuyers bewildered.
Ryan can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent who knows the ins and outs of the Venice, Florida real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.
Here are some of the key areas that an agent can help you with:
Getting pre-approved by a lender:
By providing your real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs. We always recommend that you use a local lender based in Venice, Nokomis, Englewood, etc. because they are familiar with all the local laws and customs that need to be observed. The laws in Florida can be entirely different from the state you are coming from, so by using a lender that is based here in Venice you are already one step ahead.
Choosing a home:
For most buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.
Making an offer:
Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.
One thing to note, is find out the form of representation your agent is offering you, as they are not all the same. Many agents in Florida work as “transaction brokers” (in some states this is known as dual agency) and they do not represent or work for you. In most instances my broker, Keller Williams Realty Gold, gives me the freedom to work in a “single agent” capacity, where I am actually advocating and fighting for my buyer’s interests, getting them the best price and disclosing anything I know that can help them.
Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, a real estate agent can help ensure that everything goes smoothly.